South Indian Bank Recruitment 2021 For CA,Graduate

January 23, 2021

 

South Indian Bank Recruitment 2021. South Indian Bank recruiting CA,Graduate for Officers/ Executives Jobs and issued online Job notification to accept Applications.

The South Indian Bank Ltd. was formed by a group of 44 enterprising men of Thrissur who contributed ₹500/- each to the initial paid-up capital of ₹22,000/-. Their main objective was to serve the merchant community of Thrissur by freeing them from the clutches of the money lenders who charged exorbitant rates of interest. The bank received very good support from the public at large. Initially, the growth was slow but steady. The number of branches opened each year testified its stability and popularity..Interested and eligible candidates can fill the Job application form in online with Education and personal details and submit application along with resume.Job application form link provided at the end of post. Eligibility for the Officers/ Executives Jobs as follows.

Vacancy summary details :

  • Company Name: South Indian Bank
  • Location :Across India 
  • Post Name: Officers/ Executives Jobs  
  • Qualification: CA,Graduate
  • Experience: 01+ years
  • No of Vacancies:01
  • Details of Salary:NA
  • Opening date for online Application: 23/01/2021
  • Closing date for online Application : 30/01/2021
  • Date of examination: NA
  • Time and Venue :NA
  • Mode of application : Online
  • Selection Process:1. Adequate number of shortlisted applicants will be called for Interview.

    2. Mere eligibility will not vest any right on the applicant for being called for Interview.

    3. Bank reserves the right to make required modifications in selection process considering number of applications for the post and also decide the number of applicants to be called for Interview.

    4. In matters regarding eligibility and selection, Bank’s decision will be final and no further correspondence will be entertained.

  • Contact Details:-NA

Job Description/Skills Required

a)Sales : Experience in sales and distribution of asset products, preferably home loan. Experience in handling channel sales and managing large teams. Collect market potential and competition date.  Create distribution channels. Monitor weekly and monthly targets for each region and channel. Run schemes in local areas based on potential. Work closely with the RH-Liabilities for ensuring sourcing from branches. Convert existing customer through digitised platform. Tie up and work with local CA and wealth advisors. Tie up with Builders in case of home loans. Build relationship with local industry and merchant’s associations. Build relationship with brokers. Ensure health of portfolio as per the budget. Meet the budgeted target for topline and bottom-line.

b) Credit: Experience in handling credit function in retail business. Experience in making policy and understanding risk. Responsible for drawing up the credit policy for home loan/ lap business. Responsible for hiring and training of the credit policy to the credit team. Responsible for underwriting of the cases across the credit team within stipulated TAT. Working with stakeholders with common objective of achieving the organizational goals and objectives. Conduct regular reviews on the health of the portfolio and the hind sighting of the cases. Ensuring that the policies and underwriting is compliant with the existing guidelines. Responsible for the delinquencies esp. the nonstarter cases.

c) Collection: Experience in handling collections, agencies, large teams. Having knowledge of SARFAESI Acts and have handled home loan collections. Empanel agencies for collecting the over dues from customers. Monitor the allocation of the customers in the delinquent bucket to each of the agencies. Keep track on nonstarters and take early action on them. Arranging payment pick up, Negative pin codes identifications. Initiate legal actions on relevant cases. Meet the budgeted target on delinquency. Reduce roll forwards. Organise awareness campaign on prompt payment and its positive impact. Ensure adherence to compliance, SARFAESI and one time settlements to be taken care.

How to Apply :

1. Applicants can apply online through Bank’s website http://www.southindianbank.com only from 20.01.2021 to 30.01.2021 and no other mode of application will be accepted.

a) Ensure that the applicant fulfils all the eligibility criteria.

b) The applicants are requested to ensure that the information provided in the Online-Application Form is correct before submitting the application form.

c) There will not be any provision to modify the submitted online application. Applicants are requested to take utmost care while filling up the online application.

d) Applicants making multiple registrations will be disqualified.

e) Applicants will have to enter their basic details and upload the photograph, signature and Curriculum Vitae (CV) as per the specifications given below. Copies of the photograph may be retained for use at the time of Interview.

2. Guidelines for uploading Photograph: A recent passport size colour photograph should be used. Make sure that the picture is taken in a white background. Casual photographs wearing caps/hats/dark glasses will not be accepted. Resolution: 140 pixels (height) x 110 pixels (width). Ensure that the size of the scanned image is not more than 50kb.

3. Guidelines for uploading Signature: The applicant should sign on a white paper with black ink pen and upload the same, Resolution: 110 pixels (height) x 140 pixels (width), Ensure that the size of the scanned image is not more than 50kb.

4. Guidelines for uploading Curriculum Vitae (CV): The CV should be in PDF format, Ensure that the size of the file is not more than 1 MB.

Click here for notification and Apply



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